Terms and Conditions

Terms & Conditions

Effective Date: 3-11-2025
Last Updated: 3-11-2025

These Terms & Conditions (“Terms”) govern your use of our website and services. By accessing or using gradfunds (“Company,” “we,” “our,” or “us”) and our website gradfunds.in, you agree to be legally bound by these Terms.

If you do not agree with these Terms, please do not use our website or services.

1. Services Provided

We provide consulting services related to study abroad loans, including but not limited to:

• Loan eligibility assessment

• Documentation guidance

• Assistance with financial institutions or lenders

• Guidance on loan repayment, interest, and approval steps

We do not guarantee loan approval, disbursement, or interest rates. Decisions are solely made by the respective financial institution.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age

• Provide honest, accurate, and complete information

• Not use the service for illegal or fraudulent purposes

3. User Responsibilities

By using our services, you agree to:

• Provide truthful academic, financial, and personal information

• Keep account login details confidential (if applicable)

• Not misuse the platform for spam, hacking, or unlawful activities

You are responsible for any consequences arising from providing false or misleading information.

4. Payment Terms

(Some clauses may be removed if services are free.)

• Service fees (if applicable) will be disclosed prior to the start of consultation.

• Payments must be made through approved payment methods listed on the website.

• Fees paid for consultation are non-refundable, unless stated otherwise.

5. No Financial or Legal Guarantee

We are a consultation service only. We:

• Do not provide loans

• Do not guarantee loan approval, timelines, or sanction amounts

• Do not represent any specific bank unless officially stated

All financial decisions are made solely by banks, NBFCs, or lenders.

6. Third-Party Links and Services

Our website may contain links to external websites or resources. We are not responsible for:

• Their content

• Their policies

• Their services or decisions

Use of third-party sites is at your own risk.

7. Intellectual Property Rights

All content on this website—including text, graphics, logos, videos, and tools—is owned by [Your Company Name] and protected under copyright law.

You may not:

• Copy

• Modify

• Sell

• Distribute

Any content without written permission.

8. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for financial loss, loan rejection, data breach by third-party lenders, or any indirect, incidental, or consequential damages.

• You agree to use the website and services at your own risk.

9. Termination of Access

We reserve the right to suspend or terminate access if:

• You violate these Terms

• Provide fraudulent information

• Use the service for prohibited purposes

Termination may occur without prior notice.

10. Privacy Policy

Your use of the site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

11. Governing Law & Jurisdiction

These Terms shall be governed by the laws of:

🇮🇳 India (or change to: USA, UK, EU, or relevant country)

Any disputes will be handled exclusively in courts located in:

📍 Punjagutta

12. Changes to Terms

We may revise these Terms at any time. Changes will be updated on this page with a new effective date. Continued use of the site constitutes acceptance of updated Terms.

13. Contact Information

If you have questions regarding these Terms, contact us:

📍 Gradfunds
📧 Email: info@gradfunds.in
📞 Phone: +91 83283 72963
🌍 Website: https://gradfunds.in/