Privacy Policy

Privacy Policy

Effective Date: 03-11-2025
Last Updated: 03-11-2025

This Privacy Policy explains how Gradfunds (“company,” “we,” “our,” or “us”) collects, uses, shares, and protects your personal information when you use our website www.gradfunds.in and services related to abroad education loan consultation (the “Services”).

By accessing or using our website and services, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We collect the following categories of information to provide and improve our services:

a. Personal Information

• Full name

• Email address

• Phone number

• Date of birth

• Passport details (if provided voluntarily)

• Address

b. Academic Information

• Educational background

• Admission records

• University application details

c. Financial Information

• Income details (self/parents/sponsor)

• Bank statements

• Credit history (where applicable)

• Loan eligibility-related information

d. Automatically Collected Information

When you visit our website:

• IP address

• Browser type and version

• Device information

• Cookies and tracking data

2. How We Use Your Information

We use the collected information for purposes such as:

• Assessing your eligibility for study loan programs

• Assisting with loan applications

• Responding to inquiries or customer support requests

• Improving website functionality and user experience

• Sending updates, newsletters, or promotional material (you may opt-out anytime)

• Complying with legal and regulatory requirements

3. Sharing of Information

We may share your information only under the following circumstances:

• With financial institutions, loan providers, and partner organizations for processing your loan request.

• With third-party service providers (e.g., website hosting, analytics, email service providers).

• If required by law or to protect rights, safety, and security.

• With your explicit consent for any other purpose.

We do not sell or rent your personal information.

4. Data Storage and Security

We take reasonable technical and administrative measures to protect your information, including:

• Data encryption

• Secure servers

• Restricted access protocols

However, no online transmission or storage method is 100% secure. We cannot guarantee absolute protection.

5. Cookies and Tracking Technologies

Our website uses cookies to:

• Improve loading speed

• Personalize content

• Analyze site performance

You may disable cookies through your browser settings, but some features may not function properly.

6. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

• Access and request a copy of your personal data

• Request corrections or updates

• Request deletion of data (“Right to be Forgotten”)

• Withdraw consent for marketing communications

• Restrict or object to certain processing activities

To exercise these rights, contact us at: [Email Address]

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices or content. You are encouraged to review their policies separately.

8. Children’s Privacy

Our services are not intended for individuals under 16 years of age, and we do not knowingly collect data from minors without parental consent.

9. International Data Transfers

Your information may be processed in locations outside your home country where data protection laws may differ. By using our services, you consent to such transfers.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with the updated date. Continued use of our services means acceptance of the revised policy.

11. Contact Us

If you have questions or concerns regarding this Privacy Policy, you may contact us at:

📍 GradFunds
📧 Email:info@gradfunds.in
🌍 Website: https://www.gradfunds.in